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Deductibility Limits on Traditional IRA Contributions & IRA Contribution Limits from 2002 to 2012
Hardship Withdrawals and Accessing 401(k) Loans
401(k) Rules – Contribution Limits, Catch-Up Contribution Rules, Vesting Rules, 401k Eligibility Rules
Salary Deferral Contributions Made to 401(k) Retirement Account
Important Year End Statements for Individual Retirement Account (IRA) Holders
5 Things Every 401(k) Plan Should Have
The Roth 401(k) – How After-Tax Contributions Work, Comparisons with Roth IRA, Future Tax Rates, Contribution Limits & Frequently Asked Questions
What is a Traditional IRA? History of IRAs, Eligibility Requirements, Ineligible Compensation, Distributions from a Traditional IRA & How Income Tax Deductions Work
How to Invest in Real Estate using your Individual Retirement Account (IRA)
Rolling your 401(k) – Trustee to Trustee Direct Rollover, Modified Adjusted Gross Income (MAGI) Income Limits for Deductible Contributions to a Traditional IRA
401(k) Vesting – How It Works, Vesting Schedule, Number of Years of Service
401(k) Lump Sum Distributions – Tax Advantages, Rollover to IRA, Tax Deferred Contributions and more
401k Rollovers to an Individual Retirement Account (IRA) – Things to Consider Before You Rollover, Avoid Transfer Penalties, Move Employer Stock, etc.
401(k) Withdrawals – Early Withdrawal Penalties, Rollover Withdrawals, Exceptions and Tax Consequences
Understanding the Rules for Participating in a 401(k) Plan, Beneficiary Appointment, 401(k) Plans for High Paid Employees

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Useful Websites - Seeking Help upon Retirement

WealthCycles.com - Gold & Silver Investing News

I would like someone to help me make decisions and give me financial advice when I retire next year. How can I find a good financial advisor?

- When you retire, you will face a tough decision making process regarding tax, estate planning, investment and inheritance choices. Getting help from a qualified financial advisor is advised. Here are a few websites to help you with that.

- www.napfa.org – National Association of Personal Financial Advisors (NAPFA) – 1-800-366-2732

- www.fpa-net.org – Financial Planners’ Association – 1-800-647-6340

- http://www.ssa.gov/retirement/ - Social Security Online - 1-800-772-1213

401k - 401k Plan and Rollover Information Guide 

Actuarial & Retirement Plan Services - We offer design and administration of all types of qualified and non-qualified retirement plans. Our prototype defined contribution and defined benefit plans are IRS approved. Most of our work can be accomplished over the Internet or via email. We are THE Internet actuarial service provider.

It is best to choose a financial advisor that will be paid a flat fee rather than a commission so as to reduce the risk of him selling you products that may not be in your best interests but in the interests of the advisor wanting to make a commission.


 

 


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